Magento 2 Pay with Specta

Pay with Specta is Nigeria's leading credit-based payment solution provider, backed by the Sterling bank. It offers flexible payment solution that facilitates business growth for merchants and allows customers to purchase products in easy installments. Our Magento 2 Pay with Specta extension makes it easy to implement such a flexible payment method in the store.

Facilitate the customers in your store to pay using a credit-based payment method using the Pay with Specta Magento 2 extension and enjoy improved customer loyalty towards your business. It is the best-fit payment solution for your store if you sell pricey products. Paying the full price of expensive item at a time can be painful for the customers. Ease the pain out of the customer's journey using the extension and boost sales on your online store.

Pay with Specta allows the customers to pay order amount through easy monthly installments while transferring the full amount to the merchant's account. The merchant needs to register on Pay with Specta and get the credentials to integrate it with Magento 2 using this extension.

The Magento 2 Pay with Specta uses a hosted payment gateway for processing online transactions. Therefore, on selecting the Pay with Specta option on the payment page, the customers are redirected to a secure payment page hosted by Specta, where they can log in using their Pay Later with Specta account credentials, choose the payment plan, and complete the transactions. None of the customers' payment details are entered in the Magento environment, thus ensuring a smarter and more secure checkout.

Integrate Nigeria's leading digital money lender with your online store using our extension and offer flexible payment options to the customers at their convenience.

Note: The Magento 2 Pay with Specta extension is for Nigerian merchants only. Customers can only use the payment method for purchases above 20,000 Naira.

• Allow the customers to pay using their Pay Later with Specta account on your Magento 2 store.
• Easily enable or disable the Pay with Specta functionality from the backend.
• The admin can customize the look and feel of the payment method on the checkout page, such as:
  • Customize the title of the payment method. 
  • Show/hide the Pay with Specta logo on the frontend.
• Integrate Pay with Specta with your Magento 2 store using API Key and Merchant ID.
• Supports sandbox mode for testing purposes. Merchants can use the following credentials to test the Pay with Specta extension:
  • Specta ID: SPTest
  • OTP: 111111
• Admin can enable the invoice auto-generate functionality for the orders paid through Pay with Specta.
• Auto-set the default status of the orders paid through the Pay with Specta from:
  • Processing 
  • Suspected Fraud
• The admin can limit the customers from only specific countries to use the payment method.
• Admin can enter and display additional information to the customers on the checkout page.
• Provides debug mode for the developers.

Install the Magento 2 Pay with Specta extension now and improve the shopping experience of Nigerian customers in your store. Leverage conversions, make more profits, and take your business to the next level!