5 Best Payment Gateways in Australia [2022]

Payment gateways have become important to the E-commerce industry because they provide a secure way for customers to complete transactions online.

Setting up an online store is never complete without integrating a payment gateway that ensures secure customer payment!

A payment gateway is an entity that helps a business or merchant process payments. These entities are provided by either the buyer’s bank or a company that specializes in financial transaction processing.

Payment gateways require a software application (often called an API) on the business’s website to accept credit card information and other payment methods. The software application sends requests for authorization from the customer’s card provider and processes receipts of approved charges, as well as any refunds or adjustments to charges requested by either party.

Table of Contents

Earlier, I have posted these guides to select the best payment gateway for your business based on the location:

Furthermore, I have added a detailed list of the best payment gateways in Australia so that you can choose the payment processor that suits your business requirements and budget.

Top Australian Payment Gateways in 2022

  1. eWay
  2. SecurePay
  3. 2Checkout
  4. Pin
  5. ANZ eGate

Comparing Top Payment Gateways in Australia in 2022

Payment GatewayTransaction FeesSupported Payment MethodsSecurity FeaturesRecurring PaymentsSupport for Split PaymentsContact
eWay
  • $60 per month – billed annually with 200 free transactions and 40c / transaction after that
  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover, and JCB.
  • Click to Pay using Cards
Level 1 PCI DSS complianceYesNohttps://www.eway.com.au/contact-us/
SecurePay
  • Domestic Cards: 1.75% + $0.30 AUD per transaction
  • International Cards: 2.90% + $0.30 AUD
  • Credit/Debit Cards: Visa, Mastercard, American Express, Dinners Club, and JCB
  • Digital Wallets: Apple Pay, Ali Pay, WeChat Pay
  • Paypal
  • Phone Payments (IVR)
3D Secure 2 and Strong customer authentication complianceYesYeshttps://www.securepay.com.au/help-and-support/
2Checkout (Verifone)
  • Starts at 3.5% + $0.35 per transaction
  • Credit/Debit Cards: Visa, Maestro, American Express, Eurocard, Bancontact, Diners Club, Discover, and JCB
  • Digital Wallets: PayPal, Alipay, Apple Pay, Webmoney, WeChat Pay, Skrill Wallet, and Neteller
  • Online Banking: SOFORT Banking, Giropay, iDEAL, OP-Pohjola, Nordea, and more
  • Direct Debit
  • Offline Payments
PCI-DSS Level 1 compliant, PSD2, BBR Accreditation, and SSAE 18 compliantYesYeshttps://www.2checkout.com/contact/
Pin
  • Domestic cards: 1.75% + 30c
  • International cards: 2.9% + 30c
  • Credit/Debit Cards: Visa,American Express, Mastercard, and JCB
PCI-DSS Level 1 compliant and HTTPS secure, TLS and SSLYesNohttps://pin.com/contact/
ANZ eGateVisit here
  • Credit/Debit Cards: Visa, Mastercard, American Express and Diners Club
Level 1 PCI-DSS compliant, 3D secureYesNohttps://www.anz.com.au/support/contact-us/

5 Best Payment Gateways in Australia in 2022:

1. eWay

eWay Payment GatewayeWay is a popular choice for many Australian online stores. The eWAY payment gateway for Australia is an online payment system that facilitates the acceptance of payments for merchants in Australia.

The payment processors in Australia provide merchants with a set of APIs to integrate with their own systems and manage payments. For example, you can easily integrate eWay with Magento 2, WooCommerce, etc.

For integrating with Magento 2, you may install Meetanshi’s Magento 2 eWay Payments in your store that helps to capture payments securely and can even boost the customers’ payment experience. 

eWay payment gateway facilitates the convenience of online shopping to your customers with the security you need to offer to customers as a business owner.

The gateway accepts credit cards, debit cards, bank transfers, electronic funds transfers, and more. It also provides excellent security that protects your store from hackers and fraudsters while still allowing customers to enjoy their shopping experience without any hassle.

This Australian payment gateway is one of the most preferred choices for businesses across various industries such as start-ups, retailers, wholesalers, and more.

eWay is one of the best payment gateways in Australia that provides 24 hours technical support.

Features:

  • The integration is done through a secure API so that sensitive information never passes from the merchant to the eWAY server.
  • The integration process is easy and does not involve any coding or programming skills.
  • It can be integrated with third-party software such as Shopify, Magento, OpenCart, Woocommerce, PrestaShop, and other open-source software.

Pros:

  • The payment gateway is PCI compliant
  • No set-up fees 

Cons:

  • Fraud-prevention tool has to be manually activated from your merchant account
  • It can only be used by merchants having bank accounts in Australia, New Zealand, Singapore, Hong Kong and Macau.

Pricing:

Send your queries here.

Contact: 

Send your queries here.

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2. SecurePay

SecurePayThe Securepay payment gateway is one of the most popular payment gateways in the world. It enables users to make online payments through an encrypted system.

SecurePay has a lot of features that make it a good payment gateway for various online businesses. The online payment gateway in Australia is secure, simple to use, and has a wide range of functions. 

Securepay, the best payment gateway in Australia is trusted by over 90,000 businesses. It is also possible to manage recurring payments by amount and frequency using Securepay and can view the reports on your dashboard. 

SecurePay uses the latest technology to help businesses accept payments from customers online. The payment gateway provides secure transactions and offers custom options such as discounts or tier prices for different customer segments.

If you are a Magento 2 store, integrating Meetanshi’s Magento 2 SecurePay Payment with Magento 2 store helps in capturing online payments more securely via SecurePay and get the most out of the payment gateway’s features.

This Australian payment gateway provider is equipped with fraud detection systems that work in real-time and monitor customer’s transactions in order to protect them against fraud. 

SecurePay also helps companies send email notifications to customers about their orders which can be customized according to their preference while they are purchasing products or services online.

Features:

  • Offers a high level of security
  • Easy to use and has global acceptance
  • Provides virtual terminal
  • The payment page can be customized

Pros:

  • Advanced fraud protection
  • It even offers a free trial
  • It also provides sandbox mode for testing

Cons:

  • Can’t process payments on mobile devices
  • Relatively expensive
  • Hidden fees

Pricing:

Send your queries here.

Contact: 

Send your queries here.

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3. 2Checkout

2Checkout2Checkout is a payment gateway that provides online merchants with an integrated checkout system. It also enables them to receive payments from around the world, including international transactions.

2Checkout payment gateway has a wide variety of features to choose from. One of the most popular features is the ability to create coupons and voucher codes that can be used by customers when buying products.

2Checkout has been in the market since 1998 and they are one of the largest providers of this type of service, which shows in their continuous growth over time. They are managed by Braintree, which is a company under PayPal. 

2Checkout is a payment gateway that enables sellers to process credit card payments.

The payment gateway facilitates protection against fraud and offers easy integration with many third-party software providers. 

This is a simple way for sellers to create an online business and get started quickly without setting up their own payment processing system from scratch.

The downside of 2Checkout is that it does not offer the ability for multi-merchant discounts. 

Features:

  • PCI compliant 
  • It provides processing for a wide range of digital currencies, such as Bitcoin, Ethereum
  • Supports recurring billing
  • Mobile responsive

Pros:

  • The checkout page can be customized
  • It is possible to integrate WordPress
  • Process transactions from international customers
  • It is possible to accept payments with the “Payment Gateway Fee Calculator
  • It is easy to accept payments in Bitcoin using the “Bitcoin Payment Button”

Cons:

  • Digital wallet is not available
  • There is no live chat available for merchants

Pricing:

Send your queries here.

Contact: 

Send your queries here.

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4. Pin

Pin PaymentsPin payments offer modern APIs that make it easy for the developers and would love to use them. 

This top payment gateway in Australia integrates with major E-commerce providers that make it easy to launch a best-quality online store.

As it is PCI-DSS level 1 compliant, it assures utmost security when the payments are made.

Pin payments help in improving the conversions by improving the checkout experience of the customers while making payments at your site.

Pin Payments is a multi-currency payment solution that does not require a merchant account. There is only a need for an active ABN and an existing bank account.

If you are a Magento 2 store owner and want to leverage the powerful features of Pin payment gateway, you may have a look at Magento 2 Pin Payments extension to capture online payments securely from customers in Australia.

Features:

  • It can be reversed by the cardholder within 48 hours of the transaction if they have not already consumed or used the goods or service.
  • The cardholder can cancel their PIN at any time to stop future transactions on the account.
  • The account holder should notify their bank about lost or stolen cards as soon as possible and change their PIN to ensure protection against unauthorized use of cards.
  • Enables real-time reporting for fraud detection and prevention purposes.

Pros:

  • It provides increased security
  • Pin payments are secure and safer than the other payment methods
  • It is useful for small businesses that don’t have the resources to maintain a card terminal
  • It is not dependent on a network connection so it can be used anytime, anywhere
  • The customer has to enter their PIN in order to make the payment which makes it more secure
  • There is no need for any additional hardware since it uses bank cards which most people already own
  • It offers maximum convenience with just one fingerprint or PIN instead of entering long transaction data

Cons:

  • It doesn’t provide mPoS
  • The payout may take 7 business days, in the case of foreign currencies
  • It is essential for the merchants to share screenshots of their receipts to the customers

Pricing:

Send your queries here.

Contact: 

Send your queries here.

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5. ANZ eGate

ANZ eGateANZ eGate is an Australia-based credit card payment gateway that facilitates the transfer of funds from a credit card to a merchant’s bank account.

It has been in operation since 2001 and is a subsidiary of the ANZ Bank Group.

The company provides an alternative to banks that offer their own proprietary payment processing systems and offers more competitive rates than some other providers.

Owing to the popularity of ANZ bank, people have built trust and can have a better user experience while accepting payments through ANZ bank.

The payment gateway company in Australia also offers free fraud protection for transactions that occur using its system, as well as integration with various accounting software packages.

The ANZ eGate payment gateway provider in Australia is an E-commerce-based system that allows customers to pay for goods and services. It is an essential tool for merchants with online shops that have an international customer base.

For Magento 2 store owners wanting to integrate ANZ payment gateway with Magento 2, Meetanshi offers Magento 2 ANZ eGate Payment Gateway extension to capture seamless online secure payments from customers.

Features:

  • An easy set-up process
  • The payment gateway has a good design and is user-friendly
  • It enables customers to pay from anywhere using their cell phone or tablet

Pros:

  • This is convenient because customers do not have to carry cash or credit cards with them in order to pay for things they want or need
  • It provides excellent security features
  • Easy to integrate with any internet merchant account or shopping cart software.

Cons:

  • It is too expensive
  • The customer service is not satisfactory
  • It is also not compatible with WooCommerce, the most popular plug-in for WordPress websites – making it difficult to use for small businesses

Pricing:

Send your queries here.

Contact: 

Send your queries here.

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Conclusion

Now, having a detailed guide to select the payment gateways in Australia, it would be easy for you to select the best one. After determining the cost, and need of the payment gateway in your business, choose the payment gateway that offers a secure payment gateway for your customers.

5
(based on 7 Reviews)
5 Best Payment Gateways in Australia [2022]

Aastha Shah

A digital marketer bumped into the field and started loving it! Passionate for writing, she is a content writer at Meetanshi. While not working, she keeps herself busy with family and socializing.

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